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3 HR CE | Credit Update & Mortgage Approval

July 27 @ 10:00 am - 1:00 pm

Zoom Only 

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It’s getting easier to get approved for a mortgage even as the interest rates have increased.

Lenders now treat credit card debt, medical collection accounts, and student loans completely differently than they have in the past, which is helping first-time home buyers and refinancing households.

When lenders review your home loan application, they evaluate several criteria, such as your credit score, debt-to-income ratio, and maximum available down payment, as well as your job stability and history. Every applicant’s situation is different, of course, but these are the major factors we consider.

We will take a look at:

New credit score changes
New mortgage underwriting guidelines and loan limits
New loan pre-qualification process
New buzz words in the housing industry
Affordability and sustainability
Obtaining loan approval – how to maintain your pre-approval during housing hunting
How to pay off your home less than 30 years
Let’s help the buyer know how much they can spend on a home so they can shop for homes within their price range and be ready for an offer negotiation.

 

Details

Date:
July 27
Time:
10:00 am - 1:00 pm
https://www.eventbrite.com/e/354637589577

Venue

Online Only
GA United States

Organizer

Cathy McDaniel
Phone:
404-550-0775 (Text)
Email:
classeswithcathy@gmail.com
View Organizer Website