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FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of the U.S. Department of Housing and Urban Development (HUD) Housing Administration – insures the loan, so your lender can offer your buyer a better deal.

The USDA Loan is a mortgage option available to some rural and suburban homebuyers. USDA Home Loans are issued by qualified lenders and guaranteed by the United States Department of Agriculture (USDA).

FHA’s and USDA’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all owner occupant home buyers.

Let’s talk about housing and financing programs that FHA and USDA support.

• Loan limits
• Credit score and income requirements
• Mortgage approval qualifications
• Property eligibility